How We Help Individuals & Families

 

Overview
Our clients come from many different backgrounds and have different needs and priorities that are important to them. For as diverse as a group as they are they all have one thing in common their financial household is important to them, and they value creating a long term relationship with professional advisors based on integrity, trust and understanding about what is most important to them.

Investment Management
We spend the time to understand the needs of our clients and what they need from their investments, and work with them to create a portfolio that will minimize volatility, reduce their tax burden and deliver the long term returns they will need to achieve their financial goals. We have long standing relationships with some of the countries leading and most exclusive portfolio managers to provide discretionary investment management through our Manulife Securities Masters Private Account Program, but for those that are looking for a bespoke investment portfolio we have decades of experience creating tailored solutions to meet our clients needs.

Education Savings
We work with our families to enhance their savings utilizing Registered Education Savings Plans, which allow for tax efficient long term investment strategies that will help to cover the educational needs of their childred.
 

Retirement Planning
No two definitions of retirement are the same. That is why we create financial road maps with all of our clients. We help them envision and plan for a retirement that is designed by them for them and they we build for them a retirement strategy that will maximize their savings and provide tax efficiency now and in the future.

Retirement Income Planning
We create for our clients detailed retirement income strategies designed to offset the income that is lost after you retire. We focus on creating co-ordinated tax efficient strategies for both individuals to create the income our clients need to do what matters most to them so that they don’t have to worry about moving from their working lives into retirement.

Risk Management and Estate Planning
As a part of building out a comprehensive quality financial plan, Micah helps our clients identify risks that may threaten the achievement of their long term goals and present possible solutions to reduce these risks. Our clients also go through an estate planning meeting where they are able to plan for what would happen if they were to pass away either unexpectedly or after a long life. We work with our clients next of kin to protect your wealth after you are gone and to give them the advice and council that they need to get through a tough time.

Regular Progress Update Meetings and Reporting
We meet with our clients regularly to review their long term plans and give them a progress update and reports. Your time is valuable, we want you to know where you stand so you can feel confident in your families financial security.